:root{--bg:#f6f8fb;--card:#fff;--text:#18212f;--muted:#667085;--line:#dfe5ec;--brand:#1769e0;--brand2:#0f56bd;--soft:#eef5ff;--ok:#117a4b;--shadow:0 10px 30px rgba(24,33,47,.08);--radius:18px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--bg);color:var(--text);line-height:1.6}a{color:var(--brand);text-decoration:none}a:hover{text-decoration:underline}.wrap{width:min(1120px,calc(100% - 32px));margin:auto}header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.nav{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:70px}.brand{font-weight:800;color:var(--text);font-size:1.1rem}.brand span{color:var(--brand)}nav{display:flex;flex-wrap:wrap;gap:18px;font-size:.95rem}nav a{color:#344054}.hero{padding:72px 0 34px}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:42px;align-items:center}.eyebrow{display:inline-block;background:var(--soft);color:var(--brand2);font-weight:700;padding:6px 10px;border-radius:999px;font-size:.82rem;margin-bottom:14px}h1{font-size:clamp(2.25rem,5vw,4rem);line-height:1.05;letter-spacing:-.04em;margin:0 0 18px}h2{font-size:clamp(1.55rem,3vw,2.25rem);line-height:1.2;margin:0 0 16px;letter-spacing:-.025em}h3{margin:0 0 10px}.lead{font-size:1.15rem;color:#475467;max-width:760px}.hero-card,.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}.hero-card{padding:26px}.mini-stat{display:grid;grid-template-columns:1fr 1fr;gap:12px}.stat{background:var(--soft);padding:18px;border-radius:14px}.stat b{display:block;font-size:1.7rem}.section{padding:34px 0}.calculator{padding:28px}.row-list{display:grid;gap:10px}.time-row{display:grid;grid-template-columns:1fr auto;gap:10px}.input,select{width:100%;border:1px solid #cfd7e3;border-radius:12px;padding:13px 14px;font:inherit;background:#fff;color:var(--text)}.input:focus,select:focus{outline:3px solid rgba(23,105,224,.14);border-color:var(--brand)}button,.btn{appearance:none;border:0;border-radius:12px;padding:12px 16px;font-weight:750;font:inherit;cursor:pointer}.btn-primary{background:var(--brand);color:#fff}.btn-primary:hover{background:var(--brand2);text-decoration:none}.btn-secondary{background:#edf1f5;color:#253047}.btn-danger{background:#fff1f1;color:#a22929;border:1px solid #ffd6d6}.actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px}.result{margin-top:20px;background:#0f172a;color:#fff;border-radius:16px;padding:22px}.result small{color:#cbd5e1}.result strong{display:block;font-size:2.35rem;line-height:1.15;margin-top:5px}.result .sub{margin-top:8px;color:#d8e3f0}.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:22px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.feature{padding:22px}.feature p{color:var(--muted);margin-bottom:0}.prose{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px}.prose p,.prose li{color:#475467}.note{background:#fff8e8;border:1px solid #f2dfad;border-radius:14px;padding:16px 18px}.ad-slot{margin:24px 0;border:1px dashed #cbd5e1;border-radius:14px;padding:18px;text-align:center;color:#98a2b3;background:#fff;font-size:.85rem}.form-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:12px}.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px 18px;margin-bottom:10px}.faq summary{cursor:pointer;font-weight:750}.contact-image{max-width:100%;height:auto;border:1px solid var(--line);border-radius:14px;background:#fff}.legal-nav{display:flex;gap:14px;flex-wrap:wrap}.footer{margin-top:50px;background:#101828;color:#d0d5dd;padding:34px 0}.footer a{color:#fff}.footer-grid{display:flex;justify-content:space-between;gap:28px;flex-wrap:wrap}.footer small{color:#98a2b3}.cookie{position:fixed;left:16px;right:16px;bottom:16px;z-index:100;max-width:760px;margin:auto;background:#fff;border:1px solid var(--line);box-shadow:0 16px 50px rgba(0,0,0,.18);border-radius:18px;padding:18px;display:none}.cookie p{margin:0 0 12px;color:#475467;font-size:.94rem}.cookie .actions{margin:0}.badge{display:inline-flex;align-items:center;gap:7px;color:var(--ok);font-weight:700;font-size:.9rem}.muted{color:var(--muted)}@media(max-width:800px){.hero-grid,.grid-2,.grid-3{grid-template-columns:1fr}.hero{padding-top:42px}.form-grid{grid-template-columns:1fr}.nav{align-items:flex-start;padding:14px 0;flex-direction:column}nav{gap:12px}.time-row{grid-template-columns:1fr auto}h1{font-size:2.55rem}}